HR Financial Services
Get to know us, and how we will work for you. We strive to create a healthy and productive relationship. As your financial professionals, we always clearly explain our value proposition, investment process, and how we get paid for our services. You will receive up-to-date literature that sets parameters for your insurance accounts and investments. We will always keep you up to date about the risks of choosing certain policies and investing.

We will focus on your individual long-term insurance needs and total financial well-being. We focus on investments, life insurance, and long-term care protection. We understand that you want innovative ideas—ideas that will help you save money while creating a clear picture of your insurance needs and financial future. In addition, we typically collaborate with our in-office professionals and will share that knowledge with you.

Most of our clients don’t want to hear all about the mind-numbing terminology that comes with insurance and financial strategies, but they do want to have a better understanding.  We will provide easy-to-understand explanations in a way that helps you learn from us.

As your financial professionals, We will always help you prepare for uncertainty and never predict market performance.  What we can provide is a holistic outlook for your insurance and retirement strategies and guidance that builds confidence, understanding, and loyalty.

We have been in business in the Inland Empire for over a quarter of a century.

Looking forward to working with you,

Gabe

Dr. Gabriel Ramirez

What to expect from HR Financial Services as your financial services professionals.

*Securities offered through OneAmerica Securities, Inc., a Registered Investment Advisor, Member FINRA, SIPC. HR Financial Services is not an affiliate of OneAmerica Securities or the companies of OneAmerica and is not a broker dealer or Registered Investment Advisor.

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HR Financial Services
CA Insurance LIC# 0C19049​​


A General Agency appointed with the insurance companies of OneAmerica Financial®

4160 Temescal Canyon Rd. Ste 314, Corona, CA 92883 

www.HRfinancialservices.net
Gabe@HRfinancialservices.net


909-723-8297 (Office)
909-635-6124 (fax)
*Securities offered through OneAmerica Securities, Inc., a Registered Investment Advisor, Member FINRA, SIPC. Team Financial Partners is not an affiliate of OneAmerica Securities or the companies of OneAmerica and is not a broker-dealer or Registered Investment Advisor.

HR Financial Services may conduct life insurance and securities business in California (CA Insurance License #0C19049) and may be licensed in other states. Financial professionals cannot conduct life insurance or securities business in states in which they are not licensed. This content should not be construed as an offer for the sale of insurance or securities products in unauthorized states or countries.

Provided content is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice. Neither OneAmerica Securities, the companies of OneAmerica, Team Financial Partners, nor their representatives provide tax or legal advice. For answers to specific questions and before making any decisions, please consult a qualified attorney or tax advisor.

Investing involves risk which includes potential loss of principal. Guarantees are subject to the claims-paying ability of the issuing insurance company.

Not affiliated with or endorsed by the Social Security Administration, the Centers for Medicare & Medicaid Services, or any other governmental agency.

Access One America Securities Form CRS